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This new fully updated edition of Surviving Debt provides precise, practical, and hard-hitting advice from the nation's consumer law experts on how to deal with crushing debt affecting millions of Americans. Surviving Debt tells you what consumers need to know about: • Dealing with Debt Collectors • Which Debts to Pay First • Saving Your Home from Foreclosure • Credit Card Debt • Student Loans • Your Credit Report • When and When Not to Refinance • Strategies to Prevent Repossessions • How to Defend Collection Lawsuits • How to Find Effective Credit Counseling Agencies • Your Bankruptcy Rights, and much more. With glossary explaining an array of financial and legal terms and full index.